Privacy Policy
As part of our continued commitment to the quality of your experience at Michigan-Health-Insurance.org, please review our Privacy Policy to learn more about how we may apply and secure your information. If you would like more information about the research tools we provide, please review our Site Disclaimer and Terms of Use.
Information We Collect
When you request more information about health insurance, personal information such as your name, address, age, gender, phone number and email address is made available the parties necessary to fulfill your request. This information may be shared with insurance companies, insurance brokers, and insurance agencies, as well as other relevant third parties.
By entering your personal information and clicking on the "Submit" or "Get Quotes" button, you are consenting to the sharing of your personal information and inquiry with other companies that provide insurance products or services that match your particular inquiry. Insurance institutions and other services who subscribe to our system compete for the chance to offer insurance products and services that match your request. By submitting your information to us, you are also giving these companies permission to contact you directly. If the services they offer match your request, you may be contacted via e-mail or telephone with information about the healthcare products or services offered. You give express approval to receive phone calls whether or not you are on the Do Not Call list (federal or state).
Please be aware that we do not have control over how other businesses with whom we share your information may use it or whether they will sell or share your information with third parties. Therefore, these businesses may have direct access to your information.
How We Use the Information
Our site development team uses non-personally identifiable metrics to improve the overall site experience for all visitors. We may analyze traffic patterns and statistics to do things such as edit our content, shift our navigation, or otherwise alter our site to better serve our visitors.
If you choose to give us personally-identifiable information such as your zip code, contact information, email address, etc we may share this information with third parties to help answer your questions or fulfill your request. We reserve the right to use such data provided to us for any legally permissible purpose.
If you choose to send us an email, we may forward your request on to third parties in situations where we cannot answer your question, and may also respond to your email with correspondence or offers which we believe may be relevant to you.
Legal Obligations
We may disclose or report your personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.
Links to Third Parties
Our website contains links to other websites. Please note that when you click on a link to one of these sites, you are exiting our website to go to another. We are not responsible for the content or privacy practices of these websites. We suggest that you read the privacy policies of these sites, as their practices and policies may differ from ours.
Your Consent
By visiting and using Michigan-Health-Insurance.org, you imply consent to the collection and use of this information. In the event that there is a change to this privacy policy, such updates will be immediately reflected on this page.
California Residents Privacy Rights
Companies that collect personally identifiable information ("PII") from California residents and disclose such information to Third Parties (including affiliated entities) for marketing purposes must, in response to a request by a consumer, either (1) provide a list detailing the categories of information shared and the entities to which such information was provided, or (2) provide a mechanism by which a consumer may opt-out of having their information shared with Third Parties. We have elected the second option and you may request that your PII not be shared with Third Parties by sending your request, including your full name, email address and postal address to: SF Insurance Properties, 655 4th Street, Second Floor, San Francisco, California 94107. In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, Suite 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov.
Last Updated: December 31, 2007